The Influence of Zakat Literacy and Trust on Muslim Students Intention to Use Digital Zakat Platforms

Abstract

This study aims to examine the effect of zakat literacy and trust on Muslim students’ intention to use digital zakat platforms. The study addresses the increasing use of digital zakat services and the need to understand behavioral factors influencing their adoption among university students. This study employed a quantitative approach using a survey method. Data were collected from 110 students of ISQ Syekh Ibrahim Pasir Pengaraian using structured questionnaires. The data were analyzed using multiple linear regression with SPSS. The results show that zakat literacy does not have a significant partial effect on students’ intention to use digital zakat platforms. in contrast, trust has a positive and significant effect. Simultaneously, zakat literacy and trust significantly influence students’ intention. The coefficient of determination (R² = 0.815) indicates that 81.5% of the variation in intention is explained by the two variables. This study is limited to students from a single Islamic higher education institution, which may restrict the generalizability of the findings. Future research should involve broader samples and additional variables. This study provides empirical evidence that trust plays a more dominant role than zakat literacy in influencing students’ intention to use digital zakat platforms, offering insights for zakat institutions in strengthening digital trust and transparency