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TY  - JOUR
AU  - Eki Candra
PY  - 2023/06/07
Y2  - 2026/01/18
TI  - Pengaruh Pembiayaan Mikro Syariah Terhadap Perkembangan  Usaha Mikro Kecil dan Menengah (UMKM) pada BMT Al-Ammin Kota Pekanbaru
JF  - Jurnal Ar-Ribhu
JA  - Ar-Ribhu
VL  - 6
IS  - 1
SE  - Articles
DO  - 
UR  - https://ojs.diniyah.ac.id/index.php/Ar-Ribhu/article/view/795
AB  - Perkembangan potensi UMKM di Pekanbaru tidak terlepas dari dunia Perbankan atau keuangan dalam pengembangan pembiayaam. Peran Lembaga Keuangan seperti BMT dalam mengembangkan usaha UMKM dalam bentuk memberikan pembiayaan kepada masyarakat untuk mengembangkan usaha. Analisis data yang digunakan pada penelitian ini adalah analisis regresi linier sederhana dengan bantuan SPSS versi 24. &nbsp;Hasil penelitian menunjukkan bahwa variabel pembiayaan mikro dalam bentuk modal usaha berpengaruh positif terhadap pendapatan usaha nasabah, setiap adanya penambahan atau peningkatan pembiayaan mikro untuk UMKM dalam bentuk modal usaha maka pendapatan usaha nasabah akan meningkat sebesar 0,754. Koefisien bernilai positif artinya terdapat hubungan positif antara pembiayaan mikro terhadap pendapatan usaha nasabah. Semakin bertambah jumlah pembiayaan mikro maka semakin meningkatkan pendapatan usaha nasabah. Jika variabel bebas = 0 atau variabel pembiayaan tidak mempengaruhi variabel pendapatan maka nilai constanta pada variabel pendapatan adalah sebesar 0,812, yakni berpengaruh positif. Hasil penelitian ini menunjukkan bahwa pembiayaan mikro berpengaruh signifikan terhadap perkembangan UMKM.
ER  -<hr>
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